Travel protection plans

For those participants and families concerned about an unforeseeable situation prior to the program, and who want to minimize any emotional or financial strain this could cause, we offer optional Travel Protection Plans provided through A+ Program Protection. Please note that a Travel Protection plan differs from International Medical Insurance coverage, which is included for all Arcos participants.

We understand that unforeseen situations may arise that make participation in your Arcos program not possible. This could be due to medical or family emergencies or any other situation. Enrolling in a Travel Protection Plan allows you to cancel your program if circumstances such as these arise where you are unable to participate, or no longer feel that you can go abroad.

There are two A+ Program Plans available for you to choose from:
1. Preferred Plan 550
2. Preferred Plus Plan 550C

Preferred Plan 550

  • The Standard Plan includes a package of Non-Insurance Services plus insurance benefits including: Program Cancellation and Interruption, Program Delay, Accident & Sickness Medical Expense, Baggage and Personal Effects, and Baggage Delay.

  • Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan at or before the final payment for your program.

Preferred Plus Plan 550C*

  • The Preferred Plus Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident & Sickness Medical Expense, Baggage and Personal Effects, Baggage Delay, plus a Cancel For Any Reason (CFAR) benefit that allows you to cancel your program for any reason up to 2 (two) days before your scheduled Departure Date of your program and you purchase this plan within 21 days of the date your initial payment or deposit for your program is received.

  • If You cancel your program for any reason not otherwise covered by this Plan, benefits will be paid 65% of the Prepaid, forfeited, non-refundable Payment or Deposits You paid for your program. Please Note: The Cancel For Any Reason (CFAR) Benefit is applicable to all prepaid non-refundable insured program costs.

  • Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan within 21 days of the date your initial payments or deposits for your program.

Cancel For Any Reason (CFAR) is only available if purchased within 21 days of the initial trip deposit or payment. CFAR coverage is not available if Arcos cancels the program for any reason. This type of insurance is used for any event that a participant cancels their program in advance of the start date.

*Cancel For Any Reason through A+ is not available to residents of New York state. If you are a resident of New York state we recommend this group for CFAR: http://www.travelinsured.com/agency?agency=53809&p=53809Retail

To purchase coverage please follow this link:
https://www.aplusplans.com/index.php/consumer/portal/ARCO11

If you have any questions regarding a Trip Protection Plan, please call our Trip Protection Plan agent, TravMark, at 877-500-1556.