Travel protection plans
For those participants and families concerned about an unforeseeable situation prior to the program, and who want to minimize any emotional or financial strain this could cause, we offer optional Travel Protection Plans provided through Travmark. Please note that a Travel Protection Plan differs from International Medical Insurance coverage, which is included for all Arcos participants.
Many times, the fun and excitement of a program is interrupted by unfortunate circumstances such as a family emergency or sickness, bags are lost or stolen, or you may need to cancel due to other unforeseen circumstances.
There are two Travel Protection Plans available for you to choose from:
1. Activity Insurance
2. Activity Insurance Plus
Activity Insurance
The Standard Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident & Sickness Medical Expense, Baggage and Personal Effects, and Baggage Delay.
Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan at or before the final payment for your Program.
Activity Insurance Plus*
The Activity Plus Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident & Sickness Medical Expense, Baggage and Personal Effects, Baggage Delay, plus a Cancel For Any Reason (CFAR) benefit that allows you to cancel your program for any reason provided you purchase this plan within 21 days of the date your initial payment or deposit for your program is received and you cancel your program up to 2 (two) days before your scheduled departure date of your program.
If you cancel your Program for any reason not otherwise covered by this Plan, (CFAR) benefits provide reimbursement up to 75% of the prepaid, forfeited, non-refundable payment or deposits you paid for your program.
Please Note: The Cancel For Any Reason (CFAR) Benefit is applicable to all prepaid non-refundable insured program costs.
Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan within 21 days of the date your initial payments or deposits for your program is received.
*Activity Insurance Plus is not available to residents of New York state. If you are a resident of New York state we recommend Travel Insurance International for CFAR.
To purchase coverage please follow this link or complete the Get a Quote form below. If you have any questions regarding a Trip Protection Plan, please call our Trip Protection Plan agent, TravMark, at 877-500-1556.
Abroad Insurance For Non U.S. Residents
For residents outside of the United States, TravMark is offering UnitedHealthcare Global SafeTrip travel protection plans. SafeTrip plans can offer additional benefits such as those listed below.
Key benefits provided by UnitedHealthcare Global SafeTrip:
Trip cancellation, interruption or delay
Emergency medical expenses
Emergency evacuation
Lost, damaged or stolen luggage
Please note that this plan has a pre-existing condition exclusion which can not be waived.
For details about this plan: https://www.uhcsafetrip.com/partner/TM/